Staed Income/Stated Asset Mortgage -- excellent credit required
30-Year Jumbo Stated Income/Stated Asset – CCBU-05 (-29 w/prepay)
15-Year Jumbo NoDoc – BBBU-05 (-29 w/prepay)
- Max LTV 75% - 740 score required
- High LTV No Income/ No Asset / verified
- 75% LTV available to $ 650,000
- Primary residence only
- Minimum Credit Score 720
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30-Year Jumbo Fixed EZDoc – CCBU-06 (-30 w/prepay)
15-Year Jumbo NoDoc – BBBU-06 (-30 w/prepay)
- Primary residence only
- Minimum Credit Score 720
- Lender Paid Mortgage Insurace (Rate adjustment) required
- Mortgage Insurance premiums are not refundable and remain in effect for term of loan
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30-Year EZDoc CCBQ-106
15-Year NoDoc BBBQ-106
- Two Types of documentation
- no disclosure of income, employment, or assets
- No Income / No Employment- No disclosure of income or employment-Assets are disclosed and verified
- You may use standard loan application for No Income / No Employment loan
- Prepayment penalty does not apply when property is sold
- Three Credit Levels begin at 720 FICO determine rate/fee adjustment and acceptable LTVs
- All property types eligible
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1 Year, 3/1, 5/1 T- Adjustable No Doc Mortgage JJHQ-71-76
- Two Types of documentation
- no disclosure of income, employment, or assets
- No Income / No Employment- No disclosure of income or employment-Assets are disclosed and verified
- Three Credit Levels begin at 720 FICO determine rate/fee adjustment and acceptable LTVs
- Streamlined refinance program available.
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